Our children’s future depends on the kind of education they get. As usual, we wish to give them the best kind of education, because they deserve it. I, for one, am willing to move mountains for them so they can study to the best school they want to be in. However, nothing will come to any fruition if I don’t start now. However, moving mountains may be a tall order, and it will never come to any conclusion if I don’t start anything today.

Preparing for one’s education is usually an arduous task. First, you have to understand how much you will have to shell out once your kids start studying in college. Second, you have to account for the current tuition and fees today, and consider inflation as part of the computation moving forward. For instance, if I want my kid to study at Ateneo de Manila University for a 4-year course, I will have to spend PhP170,000 per year today. You can, of course, verify this at Finduniversity.ph. If I include 10% annual tuition inflation on a yearly basis, I will then have to spend PhP485,030 per year or PhP1,940,120 for a 4-year Tuition Fee. Here comes the part where you’re free to feel anxious – where can I find PhP1.9M in 12 to 14 years?

Where can I find PhP1.9M in 12 to 14 years
Just recently, Manulife sent me a package, which promotes their latest product, which is a mix of investment and insurance. When I was working with Philam Life and Pioneer, we call this Variable Unit-linked Life Insurance. But, I’m here to make things easier for you to understand. In order for parents to kickstart their preparation for their child’s college education, they put up an available at AppStore and Play Store, which allows them to compute for their future education cost, and view a hero financial solution that fits their need.Manulife calls this GradMaker. But why did Manulife even do this? Why put up an app in the first place?

GradMaker 7 - Assuring your child's college future starts with Gradmaker by ManulifeIn 2016, Manulife commission a regional study to look into key trends in connectivity, digital, and social media to get a deeper understanding of its customers across 56 markets. I am familiar with this because, at that time, Manulife was under my radar when I was still working with Pioneer as social media head. They pushed a few insurance relevant ads that may appeal to Filipinos, and used the results as one of the bases for their study.

In the Philippines, based on the result of their study, at least 2 digital devices are beings used per day by a single Filipino, and they spend about 3.2 hours a day online, 74% of the time using mobile internet. That is definitely not a surprise.

In a statement given by Ryan Charland, President and Chief Executive Officer of Manulife Philippines, “Being relevant comes from a deep understanding of our customers and allowing them to decide when and on which platform to engage with us.” He continued, “Gradmaker is intuitive, simple, and designed from the customer’s perspective”.

What GradMaker app does is to prep parents up to what’s to come should they wish to give their kids a bright future. I believe that no parent wishes their kids to not have the chance to study college in a school they want. Accordingly, Manulife proposes an insurance solution that will the parents in various investment yield possibilities – 4% return, 8% return or 10% return.

For instance, if I’m willing to invest PhP50,000 today, GradMaker proposes, based on 8% return, that it will become PhP122,820 after 13 years. Obviously, such amount is not enough to cover my kid’s college education (PhP1.9M). I can then tweak my investment amount toPhP50,000 on yearly basis up a maximum of PhP2M accumulated purchase for GradMaker. I can even securely monitor the performance of my investment via the app.

As an end-to-end tool, GradMaker promises an amazing app, which no other local insurance company has ever done in the Philippines. It’s an insurance product, made accessible to everyone.

GradMaker 5 - Assuring your child's college future starts with Gradmaker by ManulifeEducation is the best gift we could ever give to our kids. They may be too young to realize this now, but the merits of education may only be appreciated by the time they start living away from our comforts.

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Giancarlo Viterbo is a Filipino Technology Journalist, blogger and Editor of GadgetPilipinas.net, He is also a Geek, Dad and a Husband. He knows a lot about washing the dishes, doing some errands and following instructions from his boss on his day job. Follow him on twitter: @gianviterbo and @gadgetpilipinas.

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Tokyo Game Show Special Coverage

Tokyo Game Show 2018

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Witness this year’s biggest gaming convention in Asia, the Tokyo Game Show 2018. This September 19, our team will fly to Tokyo, Japan, to be part to TGS 2018. Special thanks to our brand partners Huawei Mobile, PLDT Home, Smart Communications and Cherry Mobile for making this coverage possible.

The Gadget Pilipinas Team was given access to a press briefing with Hidetaka Miyazaki, Director from From Software and a bit of hands-on gameplay. Here’s our take on the hands-on gameplay and the insights from the press interview. We also  figured a listicle is in order to rundown why this game will match the hype surrounding it.

Here’s our Top 5 reasons why “Sekiro: Shadows Die Twice” is to die for.

1) The game is Tenchu-inspired

sk8lqukaqalhq2mrzkqd 770x433 - Top 5 reasons "Sekiro: Shadows Die Twice" is to die forIf you’ve played any of the Tenchu games in previous game consoles, you know that the use of the grappling hook to set-up a one-slash-stealth kills from above is a hallmark of the series. Zipping to rooftops and treetops will be the go-to move in this game to get rid of sentries. And yes, those ever-so glorious decapitations and dismemberments with the stealth kill are present.

2) Casual or hardcore can play

sn1rmqcvrwomyuttaoyq 770x433 - Top 5 reasons "Sekiro: Shadows Die Twice" is to die forFrom Software is notorious for challenging games and Sekiro: Shadows Die Twice is no exception. However, Hidetaka Miyazaki, Director of From Software, revealed that he himself is a casual gamer and has made it clear that the game should be accessible to beginners and experienced players alike.

3) Upgradeable prosthetic arm

jjn6e6ivua5u142iukql 770x433 - Top 5 reasons "Sekiro: Shadows Die Twice" is to die forThat prosthetic arm that Sekiro has isn’t just for looks. It can launch a grappling hook and is upgradeable too. No details were revealed but its good to know that a skill-tree based system is in place. Think Horizon Zero Dawn or Spiderman on the way skill and gadgets are upgraded. Tech upgrades set in feudal Japan? What’s not to like?

4) Play the style that suits you

jo1pi5md3myj0pxynz9p 770x433 - Top 5 reasons "Sekiro: Shadows Die Twice" is to die forStealth like Tenchu or head-on like Dark Souls? It’s up to you. What’s clear is that you can’t use stealth for the whole campaign since the game wasn’t designed that way. Stealth can be used to thin enemy numbers and to preserve your health before confronting the big boss. The mix of stealth and hack and slash is always a good mix to change-up the pace and should suit any gameplay style.

5) Single-player only campaign can last 20 to 30 hours 

ocxemodvr6oa72argpyo 770x433 - Top 5 reasons "Sekiro: Shadows Die Twice" is to die forThat’s the length of the campaign as per Miyazaki. The game is focused-solely on the single-player experience. No more wayward players who can just jump-in and help or derail your campaign. From Software also focused on the story-telling. Given that no resources were spent in developing the multiplayer aspect, expect the campaign to take it up a notch.

Sekiro: Shadows Die Twice will be released on March 22, 2019 on PC, Xbox One and the Playstation 4.

Our Tokyo Game Show 2018 Coverage is brought to you by our brand partners: Huawei Mobile Philippines, PLDT Home Fibr, Smart and Cherry Mobile. Access our coverage here.

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Heads-up, Pro Evolution Soccer (PES) players. The PES game you’re playing on your phone is going to get a major upgrade.

For starters, the visuals will get a major overhaul and will be using Unreal Engine 4 – the same graphics engine used in triple A games for consoles and PCs. With the use of Unreal Engine 4, PES will be inching closer to how it looks versus its console port. It

Next, over 3,000 new animations, improved player AI with every playstyle accounted for, and realistic ball movements has been optimized for fans to enjoy the ultimate soccer game.

And lastly, 10 new league licenses from Europe, South America and Asia have been added, including Japan’s J. League.

The best part? Despite these updates,  Winning Eleven 2019 is still free-to-play (with in-game purchases).

PES 2019 promises to give a life-like behavior of the beautiful game and should take competitive mobile sports gaming to new heights.

Screen Shot 2018 09 21 at 1.16.38 AM 640x327 - TGS 2018: PES mobile game to be updated to "Winning Eleven 2019" this December!

More about the game and new features, here.

Our Tokyo Game Show 2018 Coverage is brought to you by our brand partners: Huawei Mobile Philippines, PLDT Home Fibr, Smart and Cherry Mobile. Access our coverage here.

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