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IDC report is finally out, and while it is important to note of the top mobile brands in terms of smartphone shipments, it is equally vital to look at what helped to make this happen. If you take a look at the chart that IDC posted last October 1, ultra low-end and low-end devices dominate the price band spectrum of the industry. A year later, you would notice a significant shift in the spectrum where ultra low-end decreased, while both low-end and mid-range increased. Now, why are more Filipinos able to buy mid-range smartphones this year than last year? To understand this, we had to ask an investments and economics expert, Migs Lopez of Critical Index. Migs shared with us that the changes we are seeing this year in the smartphone consumer landscape have something to do with Filipinos’ purchasing power, TRAIN law, and inflation. TRAIN Law Effect The Filipino…

In its goal of providing better services to its customer base, Home Credit has significantly improved its average loan processing time. Instead of the usual 20 minutes, it’s now shortened to just 10 minutes! even almost instant for some customers. This development is just one of the company’s ways of catering to its growing number of customers. Home Credit, which offers in-store financing to mobile gadgets and tablets, appliances, e-bikes, furniture, power tools, sporting goods, and other goods; is also looking to diversify its offerings by looking for more commodities and even services. With close to 3 million customers, this improvement makes the process even more seamless. HCPH’s products cater to consumers who don’t have access to financial services. The process of applying for a Home Credit loan is easy. Just approach a Home Credit sales  associate in any partner store, complete the application form, submit 2 valid IDs, and wait for the…

Today is a special day for dad. And what better way to celebrate it than to give something that would help him connect to his friends and family in a digital, more creative and engaging way. In that manner, Samsung devices might just be the thing, and where else can you get them with hassle-free and easy installment plans? Home Credit. A is for Awesome The Samsung Galaxy A6 features a vivid 5.6-inch Super AMOLED HD+ display, and runs on an Exynos 7870 octa-core chip, along with 3GB of RAM, giving dad a seamless user experience when multi-tasking and connecting to his loved-ones. The phone’s 16MP rear camera also lets him take good-quality photos even in less than ideal conditions. The A6 also boasts a sophisticated and slender full metal unibody construction, and a fingerprint scanner for added security. You can get the Samsung Galaxy A6 through Home Credit’s 9-month, 0%…

Love to take selfies?, then you might want to drop by an OPPO’s concept store or retail partner, as two of its selfie experts, the F7 and F7 Youth are now available via Home Credit’s 0% interest plans! Launched last April, the F7 is the world’s first smartphone to have a 25MP front camera that uses a Sony IMX 576 sensor HDR combined with the company’s signature AI Beauty Technology 2.0 to deliver natural-looking selfies. The F7 Youth on the other hand, is the more affordable version, and features a 13MP rear camera with AI scene recognition. The OPPO F7 features a 6.23-inch FHD+ 19:9 display, while the F7 Youth has a slightly smaller 6-inch screen that sticks to an 18:9 aspect ratio. Both devices are powered by the new Helio P60 chip from Mediatek, and come with 4GB of RAM and 64GB of storage. Both also run on ColorOS 5.0, with…

Good news O-fans! the fourth member of OPPO’s lineup of smartphones with AI Beauty Technology, the A83, is now available via Home Credit’s 6-month installment plan at 0% interest rate until April 30, 2018! No need for a credit card. All you have to do is approach a Home Credit sales associate from any participating store, and submit the required application form along with 2 valid IDs. Approval takes only 20 mins, it’s that fast! The OPPO A83 features a 5.7-inch HD+ display, and is powered by the octa-core Helio P23 processor, along with 3GB of RAM,  32GB of storage expandable with a microSD card, and a 3,180mAh battery. The device sports an 8MP front camera with OPPO’s signature AI Beauty Technology for natural looking selfies. It runs on the latest version of ColorOS which introduces new features such as Speedy Facial Unlock and Game Acceleration. “Our OPPO A83 brings…

Shopping for a new smartphone? then here’s some good news for you, because OPPO has once again partnered with Home Credit to bring you its newest smartphone, the A71 at a 0% interest installment plan, without the need for a credit card. The OPPO A71 (SRP: PhP8,990) can now be yours for only PhP927/month for a 6-month installment plan at 0% interest with a 40% downpayment. This Promo runs until January 2018 and is available in leading partner outlets nationwide. To apply, you need to have at least 2 valid IDs. You can apply directly inside the store, and get the result within minutes. The OPPO A71 sports a 5.2-inch HD Display, and runs on a MediaTek MT6750 octa-core processor, 3GB of RAM, and a 3000mAh battery. All of this packed in a device with a sleek uni-body design and luster edge for better grip. For imaging, the A71 features…